Banken Challenge 2020

The French telecom provider Orange starts mobile banking in France. Mobile banks come from Africa, where Orange has go the Know-how from. Will mobile banking disrupt European banks?

First Innovation, then Regulation


First Innovation, then Regulation – What we can learn from Africa “You can not innovate under regulation. You have to take risks”, says Bitange Ndemo, former Permanent Secretary in the Ministry of Information and Communication in Kenya. He knows. During his time in government, from 2005 to 2013, the transformation of the Kenyan ICT sector has been forged: undersea submarine cables, …